I compare 20+ top-rated insurance companies for you — so you don't have to. Get real options, real pricing, and real guidance in under 10 minutes. No pressure. No obligation.
Takes less than 60 seconds to get started.
No spam. No endless calls. Just real options tailored to you.
⚡ Limited availability — same-day appointments fill quickly
✔ Licensed broker • ✔ Free consultation • ✔ No obligation
Prefer to call? (949) 208-7247
Unbiased. Experienced. On your side.
From your first health plan to protecting your family's future — ETP has you covered.
ACA marketplace plans, private individual and family plans, short-term coverage, and more. We find plans that fit your budget and your doctors.
Get a free quote →Guaranteed coverage with no medical exam. Protect your family from funeral costs starting at $20/month.
Get a free quote →Term and whole life options to protect your family's financial future. We shop multiple carriers for the best rate.
Get a free quote →Dental, vision, accident, and supplemental plans to fill the gaps your main insurance leaves behind.
Learn more →Unlike agents tied to one carrier, ETP Medical Insurance is appointed with 20+ top-rated insurance companies. That means we find the best plan for your situation — not the plan that pays us the most.
Every situation is different. I take the time to understand your needs before recommending anything.
By comparing multiple carriers, I find plans that give you the most coverage for your budget.
You work directly with me — James — not a call center. Reach me anytime at (949) 208-7247.
I check in every year to make sure your coverage still fits your life as things change.
From your first question to your first payment — I make it simple.
Fill out a quick form or call us directly — takes less than 60 seconds. No commitment required.
We compare plans from 20+ carriers to find the best options for your specific situation.
We walk you through your top plan choices — no jargon, no pressure, just clear answers.
Choose your plan and get enrolled. Same-day coverage available on many plans.
5.0 stars across verified Google reviews.
"Working with James was a great experience. He was knowledgeable, efficient, and made the whole process simple and straightforward. He helped me find excellent coverage for my family without any stress. I would absolutely recommend him to friends and family!"
"Been working with James Lott for some time now and he was able to provide my wife and I excellent service through his medical insurance and coverage. Gave me insight on terms and policies I was not aware of before and was very helpful to find the right coverage for my family and I."
"James at ETP Medical Insurance was very informative and patient while helping me secure coverage for my brother. He explained everything clearly and made the process smooth and stress-free. Highly recommend."